Ford Finance Center
Once you’ve completed research and found the new or used car you want to drive on the roads of Urbandale and Clive for the foreseeable future, it’s time to secure financing. That’s where the experienced financial team at Charles Gabus Ford comes in.
Whether you want to learn more about the benefits of leasing or buying your vehicle, or need help with refinancing your vehicle, our Ford Finance Center is here to assist you. We’ll guide you through every step of the process and explain all loan or lease terms in plain language, so it’s clearly understood what payments will look like after you leave our lot.
Can’t wait to see how easy it is to make that new Ford F-150, Escape, Focus, Edge, or Fusion attainable? Just provide some basic information in the contact form on this page. We’re also available at the dealership to answer any financing questions.
Not sure if you’ll be leasing or buying your vehicle? It might be worth considering leasing your vehicle if you’re looking for lower monthly payments, but we’ll be happy to discuss lease terms and what makes it different than buying your next car.
We’ve assisted drivers with various credit scores find a loan or lease right for them. Visit our Ford finance center today to go over your options. Once you’ve found the Ford model that’s perfect for you, discuss finance options with us.
Online Credit Application
Apply for credit online, and save time and paperwork that needs to be completed at the dealership. Our online credit application lets us get started with financing a purchase or lease without you having to even step foot in the dealership.
After reviewing the application and any information you’ve provided, an experienced financial manager will reach out and discuss available options.
Contact Our Finance Team Today
The dedicated finance team at Charles Gabus Ford is here to help you get behind the wheel of a vehicle. Contact us today for answers to any important finance questions you might have.
We’ve proudly served drivers in Urbandale and Clive, and we look forward to working with you next!
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Use our free online appraisal tool to estimate the value of your trade-in, and our online payment calculator can help you find out what you can afford. When you are ready to buy or lease, you can fill out our quick online financing application, and our finance experts at Charles Gabus Ford, Inc. will help guide you through the rest of the process.
Buying vs. Leasing
Deciding whether to buy or lease a new Ford can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.
When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.